Financial planning blog articles which relate to budgeting and budget planning.

Seniors Card

WA Seniors Card 2026

  Each State runs their own Seniors Card program. The WA Seniors Card is a very hand card to have …   Table of contents Eligibility Aged 65 or more An Australian citizen who resides in WA Not in full-time employment State Government Concessions Transperth Local Government Rates Driver’s Licence & Vehicle Registration Water Corporation…

Budget image

The Importance Of Budgeting

As a Financial Planner there is one thing I consider to be the most important starting point for anyone wishing to plan for their future. It sounds exciting, but I’m afraid it’s not. It’s actually pretty boring, and tedious; which is perhaps why so few people actually do it… budgeting.

Debt Management

I sometimes get contacted from people seeking advice on their debt. They are at various levels of default with finance institutions. It’s heartbreaking to hear, but it’s not an area I provide advice on; plus I don’t want my fee to add to their financial difficulties. This blog article offers some pointers on debt management…