Cyber security
The need for cyber security has never been more important. Cyber attacks are becoming more frequent, more sophisticated and more damaging. There are simple steps everyone should be taking to safeguard their money and information.
Just my random thoughts and views on a range of, usually, financial related topics, but which don’t necessarily have anything to do with financial planning.
Identity Theft
Identity theft is a fraud where someone pretends to be someone else and either steals money or gains some other benefit. It can have disastrous consequences but there are some simple steps which will lower the risk of you becoming a victim.
Financial Consultant Near Me
A lot of people google ‘financial consultant near me’. Why? …
Reviews and Testimonials
We take pride in the financial planning services we deliver, so are always pleased when our valued clients take the time to provide feedback to us in the way of a testimonial or review.
What is Financial Planning?
I thought it wise to share with you what financial planning is and what a financial planner actually does, because in my experience most people either have misconceptions or just don’t know. I’m also going to provide some guidance on the different types of financial planners and crucially, some important steps you need to take…
The Great Lockdown
Officially we are in a bull market again as there has been a 20% gain from the March lows. You could be forgiven for thinking the worst of COVID-19 is over, at least in regards to the sharemarket. However I don’t think this is a prudent position to take.
Coronavirus and Inflation
I conduct a ‘risk profile’ with every client and this helps guide the overall asset allocation for their portfolio. One of my questions is on inflation, and it is always met with indifference. This is because inflation hasn’t really been a problem in Australia for decades. Inflation may soon become a problem though.
$2 billion Australian Business Securitisation Fund
This would have to be one of the most absurd ideas a government can come up with; especially one which is meant to have at least a modicum of fiscal conservatism. The government is about to use taxpayers money to go where banks fear to tread.
ATM Blessing or Curse?
I congratulate the CBA for coming out and announcing the cancellation of the $2 ATM fee by non-CBA users. It was a rip-off; no question. Withdraw $100 and the banks clip 2% from you. Fortunately, most other banks followed CBA’s lead within the day. But there is a downside, and the main one is that…
Don’t Blame The Banks; The Government Took It.
From 31 May 2013, if you notice your bank account has been closed and the money has disappeared, you may want to check with ASIC to see if they have taken it under new ‘unclaimed money’ laws. It’s not ASIC’s fault, the blame should firmly be placed with the Federal Government. In December 2012 new…