retirement savings

Super Contribution Caps

For the 2026–27 financial year, the concessional (before-tax) contribution cap is $32,500 and the non-concessional (after-tax) cap is $130,000. If you’re eligible for the bring-forward rule, you can contribute up to $390,000 of non-concessional contributions in a single year. The Transfer Balance Cap is $2,100,000. Those figures changed on 1 July 2026 and apply until…

2026 Federal Budget

Federal Budget Summary 2026-27

The 2026 Federal Budget was handed down on 12 May 2026. This is likely the most consequential Budget in decades due to the many taxation changes. Fortunately superannuation was largely left alone. This Budget Summary is not designed to cover all aspects of the Federal Budget. It is solely focused on the key financial planning…