Sometimes you have a question about a financial matter and just want an answer, not a relationship. That is why Cornish Wealth Management offers one-off financial advice — also called situational advice, episodic advice or event-driven advice. Many people don’t want an ongoing advice relationship. Some can’t justify the cost. Others simply don’t see the…
Aged Pension Centrelink Aged Pension rules are confusing. This blog article attempts to explain the Centrelink rules, including the Assets and Income tests, in a simpler way than the bureaucrats can. It is accurate as at 20 March 2026 when last updated.
Carry forward concessional contributions (also called catch-up contributions) offer the ability to make extra tax-deductible contributions into super. In my experience, people are not aware of this fantastic opportunity to reduce tax, hence this blog article. What are concessional contributions? Concessional contributions are superannuation contributions which have been concessionally taxed. Concessional contributions…
The maximum amount we can contribute into superannuation is decided by the superannuation contribution ‘caps’. Super contribution caps change every few years, and it is important to know what the changes are.
The 2026 Federal Budget was handed down on 12 May 2026. This is likely the most consequential Budget in decades due to the many taxation changes. Fortunately superannuation was largely left alone. This Budget Summary is not designed to cover all aspects of the Federal Budget. It is solely focused on the key financial planning…
The WA Seniors Card is a very hand card to have. Find out about the relevant benefits for West Australians, and how to take full advantage and apply for each benefit … Eligibility If you meet the below criteria then you should be eligible for the West Australian Seniors Card: Aged 65 or more…