Fee transparency to help you see the full picture

Transparent Fixed Fee Structure

Being independent financial advisors makes us rare. We think our financial planning fees make us truly unique. Simply disclosing it to you now is unique. But so does the fact that it is:

Consistent – we don’t charge different people different fees for the same work.

Fixed – There are no unexpected surprises. There are no commissions. There are no percentage fees based on your account balance.

Annually renewable – We don’t sit back and collect fees for years on end. Every year you need to actively renew any agreement you have with us.

Per couple – Our fees are per household, not per person. Whether you come alone or with your partner, the fee is the same.

We also welcome providing one-off financial advice.

General Advice Meeting

$220 (incl GST)

We charge for this meeting deliberately. Most advisers offer the first meeting free, and someone still pays for that hour — usually whoever’s product ends up being recommended. Charging a modest fee is what allows the meeting to be about your situation rather than about what we might sell you afterwards. It is the same reason we take no commissions, no percentage-based fees and no referral fees.

And if you don’t get value from it, we won’t invoice you. That’s your judgement to make, not ours.

There are limitations with General Advice. It should be considered more factual information. The information is not intended to imply any recommendation or opinion about specific financial products.

We also use these meetings as a precursor to any Statement of Advice meeting. All our meetings commence as a General Advice meeting; it is only then that we can both make a determination on whether there is a financial benefit for you to have a Statement of Advice created. If the General Advice meeting flows into a Statement of Advice meeting (at the same meeting), then we deduct the general advice fee from the Statement of Advice fee so that there is no financial detriment to you.

Statement of Advice (Financial Plan) Fee

$1980 (incl GST)

This fee covers an initial meeting with you, the time we take to research your existing situation, determine our independent tailored advice, produce the Plan and then present the Plan to you. A General Advice meeting is required before deciding to get a Statement of Advice.

+$550 for Self Managed Superannuation Funds due to additional compliance and complexity.

Plan Implementation Fee

$330 (incl GST)

This fee is only applicable if our recommendations entail using a product, and you seek our
assistance in establishing that product. It is charged for each product application.

We waive this fee if you sign up for our Annual Service Agreement.

Annual Service Fee

$3,300 (incl GST)

Whilst not always required, if we have recommended an investment or superannuation portfolio, in most instances clients do value our Annual Service Agreement.

The promised services of an Annual Service Agreement are detailed within the Statement of Advice. The agreement has a lifespan of no longer than 12 months, and then your consent is required for the next twelve months. There are no additional advice costs, such as for further Statement of Advice documents when clients elect the Annual Service Plan.

+ $1,100 p/a for each additional account (such as spouse’s account) due to the extra reporting and monitoring. This is a charge per account, not per person — the base fee already covers you both.
+ $550 p/a for Self Managed Superannuation Funds due to extra compliance requirements and inevitable liaising with the accountant.

Life Insurance

0% (incl GST)

Life insurance is not something we seek to provide advice on.

      EXCELLENT  
   Based on 38 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Mike Millard 
 08/09/2026
 
 
 Trustindex verifies that the original source of the review is Google. I am a self-funded retiree and met with Chris to discuss some superannuation matters. I found him to be very knowledgeable and helpful. He was able to explain in layman terms the information that I needed. Would definitely recommend.
  
 
      Posted on Google  
   
   Andrew Sawyer 
 04/09/2026
 
 
 Trustindex verifies that the original source of the review is Google. Finally I found a financial advisor who isn't selling their own products!  Chris is truly an independent financial planner who listened carefully to our wishes and took the time to understand our goals.  The plan he has developed for us is straightforward to implement and thoughtfully structured to maximise our assets, providing greater financial security.  We really appreciate his professional, personalised approach and would happily recommend Chris to anyone looking for independent financial advice.
  
 
      Posted on Google  
   
   Sharon Davey 
 31/08/2026
 
 
 Trustindex verifies that the original source of the review is Google. We’ve utilised Chris’s services on a number of occasions and have always felt that we received honest, impartial advice.

Chris takes the time to listen and carefully considers your individual circumstances before making his recommendations.

He also provides alternative strategies that take into account your personal risk tolerance, allowing you to make informed decisions with confidence.

We highly recommend Chris for his professionalism, knowledge and personalised approach.
  
 
      Posted on Google  
   
   Debra Haylock 
 04/08/2026
 
 
 Trustindex verifies that the original source of the review is Google. Met with Chris yesterday for some general advice about financial issues and Superannuation.  Found him to be knowledgeable and easy to talk to.  He was happy to answer my questions and explain any aspects I didn't grasp.
A very positive experience and I happily recommend him.
  
 
      Posted on Google  
   
   Ramona M 
 30/07/2026
 
 
 Trustindex verifies that the original source of the review is Google. I found Chris to be extremely honest and helpful. He explains things in a step by step manner making you feel comfortable with the process.
  
 
      Posted on Google  
   
   Andrew 
 27/07/2026
 
 
 Trustindex verifies that the original source of the review is Google. Aren't all financial advisors the same? No not really! I am not an expert in financial advice, but I am a different variety of career professional who has always used my experience to help people to the best of my ability. This is what I saw in Chris Cornish. This is what you need to know when you choose your financial advisor. Thanks for your time and advice Chris, we'll see you again!
  
 
      Posted on Google  
   
   Ian Bingley 
 24/06/2026
 
 
 Trustindex verifies that the original source of the review is Google. Chris was straight away a person who you felt was there to help you with your finances and had no hidden agenda. Made you feel more comfortable about your financial position.Extremely helpful. Thanks
  
 
      Posted on Google  
   
   Anthony Hebble 
 09/06/2026
 
 
 Trustindex verifies that the original source of the review is Google. Thank you Chris. Our meeting was very productive. We  can now see a clear pathway to achieving our future financial security. We felt comfortable and confident with  you and your financial services We will be recommending your business to our family and friends.
Lovely to meet you.
Anthony&Lisa.
  
 
      Posted on Google  
   
   Reg Reid 
 26/05/2026
 
 
 Trustindex verifies that the original source of the review is Google. Our meeting with Chris was informative and easy to follow. We are downsizing and sought a financial appraisal. A few discrepancies that we were unaware of were pointed out and guidance given. The 'Downsizer Contribution to Superannuation' options were explained and excellent direction given. Very impressed with his understanding, delivery, manner and every confidence in Chris. Thank you!
  
 
      Posted on Google  
   
   brad hopes 
 25/05/2026
 
 
 Trustindex verifies that the original source of the review is Google. Chris kept everything simple and his confirmation of our pathway was very reassuring ...Would highly recomend
  
 
  
  
 
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Referral Fees

We do not accept or pay referral fees. We do not accept or pay any incentives.

If we refer you to another professional, it is because we think they are good – not because we get paid from them.

If an existing client refers someone to us, we may provide a token of thanks such as a movie ticket or bottle of wine.

IF YOU HAVE THE NEED, WE HAVE THE EXPERTISE YOU’LL WANT.

At Cornish Wealth we are not product driven. Strategies always come first. It is only after an appropriate strategy has been decided upon that products are explored.