Cyber security
The need for cyber security has never been more important. Cyber attacks are becoming more frequent, more sophisticated and more damaging. There are simple steps everyone should be taking to safeguard their money and information.
Federal Budget Summary 2025-26
The 2025 Federal Budget was handed down on 25 March 2025. The Budget was more about the upcoming election and less about any significant announcements or proposed changes. Click here for a pdf version. This Budget Summary is not designed to cover all aspects of the Federal Budget. It is solely focused on the key…
Carry forward concessional contributions
Carry forward concessional contributions (also called catch-up contributions) offer the ability to make extra tax-deductible contributions into super. In my experience, people are not aware of this fantastic opportunity to reduce tax, hence this blog article. What are concessional contributions? Concessional contributions are superannuation contributions which have been concessionally taxed. Concessional contributions include your employer…
Contributions Caps (Limits) into Super
The maximum amount we can contribute into superannuation is decided by the superannuation contribution ‘caps’. Super contribution caps change every few years, and it is important to know what the changes are.
Salary Sacrifice
Salary sacrifice is a tax effective way to increase your superannuation balance. In essence it involves voluntarily sacrificing some of your salary into your superannuation account. This article highlights important things to think about, including advantages and disadvantages, before you salary sacrifice. Please note, this blog post covers salary sacrifice into superannuation; it…