Annuities
What exactly is an annuity, why have they not been popular in Australia, and why are annuities now becoming more popular?
Assorted articles on investing and wealth management.
Absolutely nothing written is a recommendation and should not be viewed as a recommendation.
Independent Financial Planners
Before you hand over your money to a financial planner, make sure you are going to receive independent financial advice. Because if it’s not independent financial advice, then the financial planning advice can’t be considered unbiased or impartial.So what is independent financial advice, and how do you ensure that you receive conflict-free advice?
How Much Do You Need In Retirement?
This is always a common question I get asked, and the answer is different for each client. How long you will live, what investment returns you will achieve and what lifestyle do you want in retirement? These are major factors in determining the answer to how much you need in retirement.
The Great Lockdown
Officially we are in a bull market again as there has been a 20% gain from the March lows. You could be forgiven for thinking the worst of COVID-19 is over, at least in regards to the sharemarket. However I don’t think this is a prudent position to take.
What’s going on?
Shock horror. Whilst talk of the biggest ever fall on the Dow Jones makes for good headlines, a 4.6% is a big one day drop, but it is far from a ‘crash’.
Qantas
Morningstar today downgraded their recommendation for Qantas to a sell. I wholeheartedly agree; for a few reasons.
Election Disaster
The 2016 Federal Election is now over but we may not know who won for at least a few days. Regardless of your political persuasion, and whatever the final result, it can only be considered a bad one for Australia.
It Pays To Look At The Details
Before you part with your money, it pays to look into the financial details; or have someone do it for you. Platinum Asset Management (PTM) is a widely respected fund manager and is listed on the ASX. It has recently been announced that they are starting a Listed Investment Company (LIC) called Platinum Asia Investments.…
ETF’s – Exchange Traded Funds
Lowering portfolio costs is an obvious focus for investors, and ETF’s are becoming an increasingly popular investment vehicle to achieve this. Unfortunately the true cost of ETF’s is often more than most investors are led to believe.
Corporate Governance Takes a Back Seat?
Peter, Frank & Stven Lowy (Picture: James Croucher Source: TheAustralian) It’s common to come across clients who have a strong preference towards property investing over share investing. The aversion to shares is borne from the daily volatility that shares exhibit. Perhaps the more logical reason to shun shares is questionable corporate governance practices. The current Westfield Trust debacle…