Annuities
What exactly is an annuity, why have they not been popular in Australia, and why are annuities now becoming more popular?
Assorted articles on investing and wealth management.
Absolutely nothing written is a recommendation and should not be viewed as a recommendation.
Independent Financial Planners
Before you hand over your money to a financial planner, make sure you are going to receive independent financial advice. Because if it’s not independent financial advice, then the financial planning advice can’t be considered unbiased or impartial.So what is independent financial advice, and how do you ensure that you receive conflict-free advice?
How Much Do You Need In Retirement?
This is always a common question I get asked, and the answer is different for each client. How long you will live, what investment returns you will achieve and what lifestyle do you want in retirement? These are major factors in determining the answer to how much you need in retirement.
The Great Lockdown
Officially we are in a bull market again as there has been a 20% gain from the March lows. You could be forgiven for thinking the worst of COVID-19 is over, at least in regards to the sharemarket. However I don’t think this is a prudent position to take.
What’s going on?
Shock horror. Whilst talk of the biggest ever fall on the Dow Jones makes for good headlines, a 4.6% is a big one day drop, but it is far from a ‘crash’.
It Pays To Look At The Details
Before you part with your money, it pays to look into the financial details; or have someone do it for you. Platinum Asset Management (PTM) is a widely respected fund manager and is listed on the ASX. It has recently been announced that they are starting a Listed Investment Company (LIC) called Platinum Asia Investments.…
ETF’s – Exchange Traded Funds
Lowering portfolio costs is an obvious focus for investors, and ETF’s are becoming an increasingly popular investment vehicle to achieve this. Unfortunately the true cost of ETF’s is often more than most investors are led to believe.
Warren Buffett’s Advice
I am sure you have heard of Warren Buffett, who is generally considered to be the most successful living investor. He is CEO, chairman and president of the US listed investment company Berkshire Hathaway; which as of last night had a share price of US$187,750. Due to Buffett’s phenomenal investing success, (over the last 49…
A Tax On Savings
I don’t mind that the additional tax on tobacco will take a packet of cigarettes past $25, after all smoking imposes a cost on society. However the reverse is true when people save their money, which is why a tax on savings would have to be one of the more bizarre concepts thought up –…
Don’t Blame The Banks; The Government Took It.
From 31 May 2013, if you notice your bank account has been closed and the money has disappeared, you may want to check with ASIC to see if they have taken it under new ‘unclaimed money’ laws. It’s not ASIC’s fault, the blame should firmly be placed with the Federal Government. In December 2012 new…