This is always a common question I get asked, and the answer is different for each client. How long you will live, what investment returns you will achieve and what lifestyle do you want in retirement? These are major factors in determining the answer to how much you need in retirement.
Articles on Retirement Planning.
Each State runs their own Seniors Card program. The WA Seniors Card is a very hand card to have … Eligibility If you meet the below criteria then you should be eligible for the West Australian Seniors Card: Aged 63 or more The eligibility age has been gradually moving to age 65. For…
In what should be welcome news to Australians planning for their retirement, the amount we can contribute into superannuation is about to increase. This is because the super contribution caps (limits) are increasing.
Both concessional and non-concessional contributions are payments made to a superannuation fund, however they are taxed differently. There are also different contribution caps for each type.
If you have converted your superannuation accumulation account to a pension account then you must start making withdrawals from the pension account. This article details what the minimum pension payment rates are and how they differ depending on your age.
Australia has a great superannuation system. In fact it is arguably the best in the world. Unfortunately many Australians do not know how good it is, so this article is going to highlight some of the benefits.
The end of this financial year is now only a few weeks away. Understanding the opportunities available to you can make a significant difference to your finances. Our Last Minute 2014 EOFY Planning guide contains information and strategies which can either reduce tax or increase wealth.
I am sure you have heard of Warren Buffett, who is generally considered to be the most successful living investor. He is CEO, chairman and president of the US listed investment company Berkshire Hathaway; which as of last night had a share price of US$187,750. Due to Buffett’s phenomenal investing success, (over the last 49…
Conventional wisdom dictates that your portfolio should be diversified, but as this article suggests, a ‘Diversified Fund’ may not be the best way for you to achieve diversification.