Officially we are in a bull market again as there has been a 20% gain from the March lows. You could be forgiven for thinking the worst of COVID-19 is over, at least in regards to the sharemarket. However I don’t think this is a prudent position to take.
I conduct a ‘risk profile’ with every client and this helps guide the overall asset allocation for their portfolio. One of my questions is on inflation, and it is always met with indifference. This is because inflation hasn’t really been a problem in Australia for decades. Inflation may soon become a problem though.
The UK took the world by surprise last week when its citizens voted to leave the European Union (EU). This unprecedented move has left everyone wondering what’s next. Whilst no one really has a clue, and many Australian financial institutions are downplaying the impact, there is good reason to be concerned.
The end of this financial year is now only a few weeks away. Understanding the opportunities available to you can make a significant difference to your finances. Our Last Minute 2014 EOFY Planning guide contains information and strategies which can either reduce tax or increase wealth.
Whilst highly unlikely to be as popular as the hit TV show ‘Breaking Bad’, ABC will be airing ‘Banking Bad’ at 8.30pm tonight. Banking Bad is from an investigation by ABC and Fairfax and is expected to air the practices of certain unscrupulous Financial Planners in the Commonwealth Bank.
Donald Rumsfeld famously stated that “there are known knowns; there are things that we know that we know. We also know there are known unknowns; that is to say we know there are some things we do not know. But there are also unknown unknowns, the ones we don’t know we don’t know.” As confusing as…
Avant is coming up to the first year anniversary of gaining an Australian Financial Services Licence (AFSL Number 436740). The significance of this cannot be understated. Since becoming a Financial Planner ten years ago I always had the ambition to achieve this; to break away from the vertically integrated model that the financial planning industry…
Salary sacrifice is a tax effective way to increase your superannuation balance. In essence it involves voluntarily sacrificing some of your salary into your superannuation account. It is very simple to implement; you simply notify your employer that you wish to salary sacrifice x% or $x of your future salary into super and make a salary…
As we start to enter 2013, why not make a New Year’s resolution which will truly be of financial benefit to you and your family. Start monitoring your expenses with a Budget Planner.
This is the presentation for the delegates of the Royal Australian College of General Practitioners 2012 International Graduate Forum. It is designed to provide an overview of Financial Planning in Australia. 1211 RACGP Presentation