What are the Benefits of Index Funds?

It is clear that managed funds offer greater diversification than most people can achieve through direct share investing. Whilst there are many thousands of managed funds they can essentially be broken down to two groups, “active” and “passive”. Active managed funds attempt to outperform the benchmark index through wise stock selection whilst ‘passive’ managed funds…

Investment Risk & Oil Prices

Risk: The chance that an investment’s actual return will differ from the expected return. It is because of this uncertainty of return that investors deserve a risk premium. Risk Premium: An expected return greater than a risk free asset (cash/term deposits). The premium provides compensation for the risk of an investment.